:root{--primary-orange: #FF6900;--primary-orange-hover: #e85f00;--primary-orange-light: rgba(255, 105, 0, .1);--secondary-navy: #2C3E50;--secondary-navy-light: #34495E;--fintech-purple: #6610f2;--fintech-purple-light: rgba(102, 16, 242, .1);--fintech-purple-gradient: linear-gradient(135deg, #6610f2 0%, #8b5cf6 100%);--status-success: #198754;--status-warning: #FFC107;--status-danger: #DC3545;--status-disabled: #6C757D;--bg-light: #f8f9fa;--bg-card: #ffffff;--border-color: #e9ecef;--text-primary: #212529;--text-secondary: #6c757d;--text-muted: #adb5bd;--gradient-primary: linear-gradient(135deg, #FF6900 0%, #ff8533 100%);--gradient-dark: linear-gradient(135deg, #2C3E50 0%, #34495E 100%);--gradient-hero: linear-gradient(135deg, #fff5f0 0%, #ffffff 100%);--shadow-sm: 0 1px 2px rgba(0, 0, 0, .04);--shadow-md: 0 4px 12px rgba(44, 62, 80, .08);--shadow-lg: 0 8px 24px rgba(44, 62, 80, .12);--shadow-card: 0 2px 8px rgba(0, 0, 0, .04);--shadow-card-hover: 0 0 32px rgba(255, 105, 0, .2);--font-main: "Pretendard", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;--font-display: "Outfit", "Pretendard", sans-serif;--space-xs: .25rem;--space-sm: .5rem;--space-md: 1rem;--space-lg: 1.5rem;--space-xl: 2rem;--space-2xl: 3rem;--radius-sm: 6px;--radius-md: 12px;--radius-lg: 16px;--radius-xl: 24px;--radius-full: 50%;--transition-fast: .15s ease;--transition-normal: .25s ease;--transition-slow: .4s ease}*{margin:0;padding:0;box-sizing:border-box}html{scroll-behavior:smooth}body{font-family:var(--font-main);font-size:16px;line-height:1.6;color:var(--text-primary);background-color:var(--bg-light);min-height:100vh;overflow-x:hidden}h1,h2,h3,h4,h5,h6{font-family:var(--font-display);font-weight:700;line-height:1.3;color:var(--secondary-navy)}h1{font-size:clamp(1.75rem,4vw,2.5rem)}h2{font-size:clamp(1.5rem,3.5vw,2rem)}h3{font-size:clamp(1.25rem,3vw,1.5rem)}h4{font-size:1.25rem}h5{font-size:1.1rem}h6{font-size:1rem}p{margin-bottom:1rem;color:var(--text-secondary)}a{color:var(--primary-orange);text-decoration:none;transition:color var(--transition-fast)}a:hover{color:var(--primary-orange-hover)}.navbar-brand{display:flex;align-items:center;gap:10px}.navbar-brand img{height:40px;width:auto}.navbar{background:#fffffff2!important;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);box-shadow:var(--shadow-sm);padding:1rem 0;position:sticky;top:0;z-index:1000;border-bottom:1px solid rgba(0,0,0,.03)}.navbar-nav .nav-link{color:var(--secondary-navy)!important;font-weight:600;padding:.5rem 1rem;transition:all var(--transition-fast);border-radius:var(--radius-sm)}.navbar-nav .nav-link:hover,.navbar-nav .nav-link.active{color:var(--primary-orange)!important;background:var(--primary-orange-light)}.navbar-nav .nav-link.btn-ai-estimate{background:var(--primary-orange)!important;color:#fff!important;margin-left:.5rem;padding:.5rem 1.25rem;border-radius:var(--radius-full);box-shadow:0 4px 10px #ff690033}.navbar-nav .nav-link.btn-ai-estimate:hover{background:var(--primary-orange-hover)!important;transform:translateY(-1px);box-shadow:0 6px 15px #ff69004d;color:#fff!important}.navbar-toggler{border:none;padding:.5rem;color:var(--secondary-navy)}.navbar-toggler-icon{background-image:url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 30 30'%3e%3cpath stroke='rgba(44, 62, 80, 1)' stroke-linecap='round' stroke-miterlimit='10' stroke-width='2' d='M4 7h22M4 15h22M4 23h22'/%3e%3c/svg%3e")}.btn{font-weight:600;padding:.75rem 1.5rem;border-radius:var(--radius-md);transition:all var(--transition-normal);border:none}.btn-primary{background:var(--gradient-primary);color:#fff;box-shadow:0 4px 12px #ff690040}.btn-primary:hover{background:var(--primary-orange-hover);transform:translateY(-2px);box-shadow:0 6px 20px #ff690059}.btn-outline-primary{border:2px solid var(--primary-orange);color:var(--primary-orange);background:transparent}.btn-outline-primary:hover{background:var(--primary-orange);color:#fff;border-color:var(--primary-orange)}.btn-secondary{background:var(--secondary-navy);color:#fff}.btn-secondary:hover{background:var(--secondary-navy-light)}.btn-fintech{background:var(--fintech-purple-gradient);color:#fff;box-shadow:0 4px 12px #6610f240}.btn-fintech:hover{transform:translateY(-2px);box-shadow:0 6px 20px #6610f259;color:#fff}.btn-lg{padding:1rem 2rem;font-size:1.1rem}.btn-sm{padding:.5rem 1rem;font-size:.875rem}.card{background:var(--bg-card);border:none;border-radius:var(--radius-lg);box-shadow:var(--shadow-card);transition:all var(--transition-normal);overflow:hidden}.card:hover{box-shadow:var(--shadow-card-hover);transform:translateY(-4px)}.card-asset{cursor:pointer}.card-asset .card-img-top{height:200px;object-fit:cover;transition:transform var(--transition-slow)}.card-asset:hover .card-img-top{transform:scale(1.05)}.card-body{padding:1.25rem}.card-title{font-size:1.1rem;font-weight:600;margin-bottom:.75rem;color:var(--secondary-navy)}.card-text{color:var(--text-secondary);font-size:.9rem}.asset-price{font-size:1.5rem;font-weight:700;color:var(--primary-orange)}.asset-specs{display:flex;gap:1rem;margin-top:.75rem;padding-top:.75rem;border-top:1px solid var(--border-color)}.asset-spec-item{display:flex;align-items:center;gap:.35rem;font-size:.85rem;color:var(--text-secondary)}.asset-spec-item i{color:var(--primary-orange)}.badge{font-weight:600;padding:.35rem .75rem;border-radius:var(--radius-sm);font-size:.75rem;text-transform:uppercase;letter-spacing:.5px}.badge-status-approved{background:#1987541a;color:var(--status-success)}.badge-status-pending{background:#ffc10726;color:#997404}.badge-status-rejected{background:#dc35451a;color:var(--status-danger)}.badge-status-sold{background:var(--status-disabled);color:#fff}.badge-vpp{background:var(--fintech-purple-light);color:var(--fintech-purple)}.badge-sto{background:var(--fintech-purple-gradient);color:#fff}.badge-yield{background:var(--primary-orange);color:#fff}.kpi-card{background:var(--bg-card);border-radius:var(--radius-lg);padding:1.5rem;box-shadow:var(--shadow-card);position:relative;overflow:hidden}.kpi-card:before{content:"";position:absolute;top:0;left:0;width:4px;height:100%;background:var(--gradient-primary)}.kpi-card.kpi-purple:before{background:var(--fintech-purple-gradient)}.kpi-card.kpi-success:before{background:var(--status-success)}.kpi-icon{width:48px;height:48px;border-radius:var(--radius-md);display:flex;align-items:center;justify-content:center;font-size:1.25rem;margin-bottom:1rem}.kpi-icon.orange{background:var(--primary-orange-light);color:var(--primary-orange)}.kpi-icon.purple{background:var(--fintech-purple-light);color:var(--fintech-purple)}.kpi-icon.green{background:#1987541a;color:var(--status-success)}.kpi-label{font-size:.85rem;color:var(--text-secondary);margin-bottom:.25rem}.kpi-value{font-size:1.75rem;font-weight:700;color:var(--secondary-navy);line-height:1.2}.kpi-change{font-size:.8rem;margin-top:.5rem}.kpi-change.positive{color:var(--status-success)}.kpi-change.negative{color:var(--status-danger)}.hero-section{background:var(--gradient-hero);color:var(--secondary-navy);padding:6rem 0 5rem;position:relative;overflow:hidden}.hero-section:before{content:"";position:absolute;top:0;left:0;right:0;bottom:0;background-image:radial-gradient(circle at 15% 50%,rgba(255,105,0,.05) 0%,transparent 25%),radial-gradient(circle at 85% 30%,rgba(44,62,80,.03) 0%,transparent 25%);z-index:0}.hero-content{position:relative;z-index:1}.hero-title{font-size:clamp(2.5rem,5vw,3.5rem);font-weight:800;margin-bottom:1.5rem;color:var(--secondary-navy);letter-spacing:-.02em;line-height:1.2}.hero-subtitle{font-size:1.25rem;color:var(--text-secondary);margin-bottom:2.5rem;max-width:600px;font-weight:400}.hero-highlight{color:var(--primary-orange);position:relative;display:inline-block}.hero-highlight:after{content:"";position:absolute;bottom:5px;left:0;width:100%;height:8px;background:#ff690026;z-index:-1;border-radius:4px}.form-control,.form-select{border:2px solid var(--border-color);border-radius:var(--radius-md);padding:.875rem 1rem;font-size:1rem;transition:all var(--transition-fast)}.form-control:focus,.form-select:focus{border-color:var(--primary-orange);box-shadow:0 0 0 3px #ff69001a}.form-label{font-weight:600;color:var(--secondary-navy);margin-bottom:.5rem}.form-text{color:var(--text-muted);font-size:.85rem}.input-group-custom{position:relative}.input-group-custom .form-control{padding-left:3rem}.input-group-custom .input-icon{position:absolute;left:1rem;top:50%;transform:translateY(-50%);color:var(--text-muted);z-index:5}.chart-container{background:var(--bg-card);border-radius:var(--radius-lg);padding:1.5rem;box-shadow:var(--shadow-card)}.chart-container canvas{min-height:320px;max-height:380px!important}.chart-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:1rem;flex-wrap:wrap;gap:1rem}.chart-title{font-size:1.1rem;font-weight:600;color:var(--secondary-navy);margin:0}.chart-legend{display:flex;gap:1rem;flex-wrap:wrap}.legend-item{display:flex;align-items:center;gap:.5rem;font-size:.85rem;color:var(--text-secondary)}.legend-dot{width:12px;height:12px;border-radius:50%}.legend-dot.orange{background:var(--primary-orange)}.legend-dot.purple{background:var(--fintech-purple)}.legend-dot.green{background:var(--status-success)}.filter-bar{background:var(--bg-card);border-radius:var(--radius-lg);padding:1.25rem;margin-bottom:1.5rem;box-shadow:var(--shadow-card)}.filter-item{margin-bottom:.75rem}@media (min-width: 768px){.filter-item{margin-bottom:0}}.nav-tabs-custom{border-bottom:2px solid var(--border-color);gap:.5rem;flex-wrap:nowrap;overflow-x:auto;padding-bottom:2px}.nav-tabs-custom .nav-link{border:none;color:var(--text-secondary);font-weight:600;padding:.75rem 1.25rem;border-radius:var(--radius-md) var(--radius-md) 0 0;transition:all var(--transition-fast);white-space:nowrap}.nav-tabs-custom .nav-link:hover{color:var(--primary-orange);background:var(--primary-orange-light)}.nav-tabs-custom .nav-link.active{color:var(--primary-orange);background:var(--bg-card);border-bottom:3px solid var(--primary-orange);margin-bottom:-2px}.sto-simulator-card{background:var(--fintech-purple-gradient);color:#fff;border-radius:var(--radius-xl);padding:2rem;position:relative;overflow:hidden}.sto-simulator-card:before{content:"";position:absolute;top:-50%;right:-50%;width:100%;height:100%;background:radial-gradient(circle,rgba(255,255,255,.1) 0%,transparent 70%);pointer-events:none}.sto-simulator-title{font-size:1.25rem;font-weight:700;margin-bottom:.5rem;color:#fff}.sto-simulator-subtitle{opacity:.85;margin-bottom:1.5rem}.sto-input-group{background:#ffffff26;border-radius:var(--radius-md);padding:1rem;margin-bottom:1rem}.sto-result{background:#fff3;border-radius:var(--radius-md);padding:1.25rem;text-align:center}.sto-result-label{font-size:.9rem;opacity:.9;margin-bottom:.25rem}.sto-result-value{font-size:2rem;font-weight:700}.doc-item{display:flex;align-items:center;justify-content:space-between;padding:1rem;background:var(--bg-light);border-radius:var(--radius-md);margin-bottom:.75rem;transition:all var(--transition-fast)}.doc-item:hover{background:#f0f0f0}.doc-info{display:flex;align-items:center;gap:.75rem}.doc-icon{width:40px;height:40px;background:var(--primary-orange-light);border-radius:var(--radius-sm);display:flex;align-items:center;justify-content:center;color:var(--primary-orange)}.doc-name{font-weight:600;color:var(--secondary-navy);margin-bottom:.125rem}.doc-meta{font-size:.8rem;color:var(--text-muted)}.doc-action{display:flex;gap:.5rem}.timeline{position:relative;padding-left:2rem}.timeline:before{content:"";position:absolute;left:8px;top:0;bottom:0;width:2px;background:var(--border-color)}.timeline-item{position:relative;padding-bottom:1.5rem}.timeline-item:before{content:"";position:absolute;left:-1.5rem;top:4px;width:12px;height:12px;border-radius:50%;background:var(--primary-orange);border:2px solid #fff;box-shadow:0 0 0 3px var(--primary-orange-light)}.timeline-date{font-size:.8rem;color:var(--text-muted);margin-bottom:.25rem}.timeline-title{font-weight:600;color:var(--secondary-navy);margin-bottom:.25rem}.timeline-desc{font-size:.9rem;color:var(--text-secondary)}.footer{background:var(--secondary-navy);color:#ffffffb3;padding:3rem 0 1.5rem;margin-top:auto}.footer-brand{margin-bottom:1rem}.footer-brand img{height:36px;margin-bottom:.75rem}.footer-desc{font-size:.9rem;max-width:300px;opacity:.8}.footer-title{color:#fff;font-size:1rem;font-weight:600;margin-bottom:1rem}.footer-links{list-style:none;padding:0;margin:0}.footer-links li{margin-bottom:.5rem}.footer-links a{color:#ffffffb3;font-size:.9rem;transition:color var(--transition-fast)}.footer-links a:hover{color:var(--primary-orange)}.footer-contact{font-size:.9rem}.footer-contact p{margin-bottom:.5rem;color:#ffffffb3}.footer-contact i{color:var(--primary-orange);margin-right:.5rem;width:16px}.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding-top:1.5rem;margin-top:2rem;text-align:center;font-size:.85rem}.text-orange{color:var(--primary-orange)!important}.text-navy{color:var(--secondary-navy)!important}.text-purple{color:var(--fintech-purple)!important}.text-success{color:var(--status-success)!important}.text-warning{color:var(--status-warning)!important}.text-danger{color:var(--status-danger)!important}.bg-orange{background-color:var(--primary-orange)!important}.bg-navy{background-color:var(--secondary-navy)!important}.bg-purple{background-color:var(--fintech-purple)!important}.bg-light-custom{background-color:var(--bg-light)!important}.section-padding{padding:4rem 0}.section-title{text-align:center;margin-bottom:3rem}.section-title h2{margin-bottom:.75rem}.section-title p{max-width:600px;margin:0 auto}.skeleton{background:linear-gradient(90deg,#f0f0f0 25%,#e0e0e0,#f0f0f0 75%);background-size:200% 100%;animation:skeleton-loading 1.5s infinite;border-radius:var(--radius-sm)}@keyframes skeleton-loading{0%{background-position:200% 0}to{background-position:-200% 0}}.fade-in{animation:fadeIn .5s ease forwards}@keyframes fadeIn{0%{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}.pulse{animation:pulse 2s infinite}@keyframes pulse{0%,to{transform:scale(1)}50%{transform:scale(1.05)}}@media (max-width: 767.98px){.hero-section{padding:3rem 0}.section-padding{padding:2.5rem 0}.kpi-card{padding:1rem}.kpi-value{font-size:1.5rem}.btn-lg{padding:.875rem 1.5rem;font-size:1rem}.footer{padding:2rem 0 1rem}.chart-container{padding:1rem}}.admin-sidebar{background:var(--secondary-navy);min-height:calc(100vh - 60px);padding:1.5rem 0}.admin-nav-link{display:flex;align-items:center;gap:.75rem;padding:.875rem 1.25rem;color:#ffffffb3;transition:all var(--transition-fast);border-left:3px solid transparent}.admin-nav-link:hover,.admin-nav-link.active{background:#ffffff1a;color:#fff;border-left-color:var(--primary-orange)}.admin-nav-link i{width:20px;text-align:center}.admin-content{padding:2rem;background:var(--bg-light);min-height:calc(100vh - 60px)}.admin-card{background:var(--bg-card);border-radius:var(--radius-lg);padding:1.5rem;box-shadow:var(--shadow-card);margin-bottom:1.5rem}.admin-table{width:100%}.admin-table th{font-weight:600;color:var(--secondary-navy);padding:1rem;border-bottom:2px solid var(--border-color);text-align:left}.admin-table td{padding:1rem;border-bottom:1px solid var(--border-color);vertical-align:middle}.admin-table tr:hover td{background:var(--bg-light)}.empty-state{text-align:center;padding:4rem 2rem}.empty-state-icon{width:80px;height:80px;background:var(--primary-orange-light);border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto 1.5rem;font-size:2rem;color:var(--primary-orange)}.empty-state h4{margin-bottom:.5rem}.empty-state p{max-width:400px;margin:0 auto 1.5rem}.modal-content{border:none;border-radius:var(--radius-xl);box-shadow:var(--shadow-lg)}.modal-header{border-bottom:1px solid var(--border-color);padding:1.25rem 1.5rem}.modal-title{font-weight:700;color:var(--secondary-navy)}.modal-body{padding:1.5rem}.modal-footer{border-top:1px solid var(--border-color);padding:1rem 1.5rem}.alert-custom{border:none;border-radius:var(--radius-md);padding:1rem 1.25rem;display:flex;align-items:center;gap:.75rem}.alert-custom i{font-size:1.25rem}.alert-info-custom{background:#6610f21a;color:var(--fintech-purple)}.alert-warning-custom{background:#ffc10726;color:#997404}.alert-success-custom{background:#1987541a;color:var(--status-success)}#chatbot-wrapper{position:fixed;bottom:24px;right:24px;z-index:9999}.chatbot-btn{width:60px;height:60px;border-radius:50%;background:var(--gradient-primary);color:#fff;border:none;font-size:1.5rem;cursor:pointer;box-shadow:0 4px 16px #ff690059;transition:all var(--transition-normal)}.chatbot-btn:hover{transform:scale(1.1);box-shadow:0 6px 24px #ff690073}.wizard-progress{display:flex;justify-content:space-between;margin-bottom:2rem;position:relative}.wizard-progress:before{content:"";position:absolute;top:20px;left:0;right:0;height:3px;background:var(--border-color);z-index:0}.wizard-step{display:flex;flex-direction:column;align-items:center;position:relative;z-index:1}.wizard-step-number{width:44px;height:44px;border-radius:50%;background:var(--bg-card);border:3px solid var(--border-color);display:flex;align-items:center;justify-content:center;font-weight:700;color:var(--text-muted);margin-bottom:.5rem;transition:all var(--transition-normal)}.wizard-step.active .wizard-step-number{background:var(--primary-orange);border-color:var(--primary-orange);color:#fff}.wizard-step.completed .wizard-step-number{background:var(--status-success);border-color:var(--status-success);color:#fff}.wizard-step-label{font-size:.8rem;color:var(--text-muted);text-align:center}.wizard-step.active .wizard-step-label,.wizard-step.completed .wizard-step-label{color:var(--secondary-navy);font-weight:600}.disclaimer-banner{background:#ffc1071a;border:1px solid rgba(255,193,7,.3);border-radius:var(--radius-md);padding:.875rem 1rem;font-size:.85rem;color:#856404;display:flex;align-items:flex-start;gap:.5rem}.disclaimer-banner i{margin-top:2px}.price-history-item{display:flex;justify-content:space-between;align-items:center;padding:.75rem 0;border-bottom:1px dashed var(--border-color)}.price-history-item:last-child{border-bottom:none}.price-old{text-decoration:line-through;color:var(--text-muted)}.price-new{font-weight:700;color:var(--primary-orange)}.price-arrow{color:var(--status-danger);margin:0 .5rem}.price-arrow.up{color:var(--status-success)}